Flipkart Axis Bank Credit Card (“Card”) is a credit card issued by Axis Bank in association with Flipkart Internet Pvt. Ltd. (Flipkart) to you (“Customer”). It is a co-branded card designed primarily for online shopping. It comes with unlimited cashback on transactions on some of the popular apps like Uber, Swiggy, PVR, Myntra, Tata Play, etc. After being issued, it can be used on an immediate basis, and welcome benefits of INR 1100 will also be received. This virtual card offers attractive benefits that can be availed upon activation, making it affordable and accessible.
One of the key features of the card is that there’s no limit on the amount of cashback that can be received per month. Also, the entire cashback amount earned during a month is automatically credited to the card account at the end of every billing cycle.
| Flipkart Axis Bank Credit Card – A Snapshot | |
| Joining Fee | INR 500 |
| Annual Fee | From the second year onwards: ₹500 Waived off on annual spends of ₹2 Lakhs or more |
| Tailored For | Dining, shopping, travel, and cashback |
| Cashback Rate | Get 5% cash back on Flipkart and Myntra purchases4% cash back on purchases made on partner platforms, including Swiggy, Uber, and Cure Fit1.5% cash back on all other transactions |
| Welcome Benefits | On your first transaction: Flipkart vouchers worth ₹50015% cashback up to ₹500 on MyntraGet a 50% instant discount on Swiggy of up to ₹100 |
Should You Apply for a Flipkart Axis Bank Credit Card?
Mentioned below are the reasons one should apply for Flipkart Axis Bank Credit Card:
- I am one who shops on Flipkart and Myntra more often.
- One who wants cashback on every transaction, be it online or offline.
- Exclusive dining discounts across restaurants in India.
- I am someone who wants to save on EMI transactions on Flipkart.
Eligibility Criteria
Before hitting the Axis Bank Credit Card Apply button, let us know the eligibility parameters to be met:
- The residents and non-residents of India can apply.
- The minimum age of the primary cardholder should be 18 years.
- The maximum age of the primary cardholder should be 70 years.
- An applicant shall either be salaried or self-employed.
- The minimum income required in the case of salaried applicants is INR 15000.
- The maximum income required in the case of self-employed applicants is INR 30000.
- The minimum income required for add-on cardholders should be 15 years.
Documents Required
Below are the documents required to apply for Flipkart Axis Bank Credit Card:
- PAN card photocopy or Form 60
- Colour photograph
- Latest pay slip/Form 16/IT return copy as proof of income
- Residence proof (any one of the following):
- Passport
- Ration Card
- Electricity bill
- Landline telephone bill
- Identity proof (any one of the following):
- Passport
- Driving license
- PAN card
- Aadhaar card
Features & Benefits
Below mentioned are the perks and privileges of the Flipkart Axis Bank Credit Card:
- Get welcome benefits at the time of joining and activation of the credit card worth INR 1100.
- Get a cashback of 5% on Flipkart & Myntra, 4% on all preferred merchants and a cashback of 1.5% on all other remaining categories with every Transaction.
- Get 4 complimentary lounge access at select airport lounges within India per calendar year.
- Get a waiver of 1% on fuel surcharge at all fuel stations across India, which is valid on transactions between INR 400 and INR 4000.
- Get a discount of 20% off at partner restaurants while dining in India.
- Get all the credit card purchases converted into EMIs on any transaction over INR 2500.
Welcome Benefits
Mentioned below are the welcome and activation benefits of Flipkart Axis Bank Credit Card:
- Get a cashback of 15% of up to INR 500 on the 1st transaction made on Myntra through a Flipkart Axis Bank credit card.
- Get vouchers from Flipkart worth INR 500 on the 1st transaction with a Flipkart Axis Bank credit card.
- Get an instant discount of 50% up to Rs.100 on 1st Swiggy order using code “AXISFKNEW”.
Exclusions on Cashback
Below mentioned is the list where no cashback is applicable –
- Fuel spends
- Rental payments
- Insurance, utilities, and education payments
- Gift card purchases on Flipkart, Myntra, 2Gud.com
- Purchases converted to EMI
- Wallet uploads
- Purchase of gold items
- Cash advances
- Payment of the card’s outstanding balance and payment of card fees and other charges
How do you apply for a Flipkart Axis Bank Credit Card?
- Online Mode:
- Open the official website of Axis Bank.
- Under the option “Explore Products”, click “Credit Cards”.
- Search for “Flipkart Axis Bank Credit Card” and click on “Apply Now”.
- Provide some details like mobile number and customer ID to check the eligibility.
- Provide other information to finish the application process once the eligibility is confirmed.
- Submit the application.
- Offline Mode:
- Visit the nearest Axis Bank Branch.
- Enquire with a bank executive about the Flipkart Axis Bank credit card.
- Provide a certain set of details to check the eligibility for the card.
- Once the eligibility is confirmed, fill in additional information to complete the application.
- Submit the application form with mandatory documents to complete the application procedure.
Fees & Charges
Below are the processing fees & charges to apply for Flipkart Axis Bank Credit Card:
| Types of charges | Amount of charge |
| Annual Fee | INR 500 (waived off on spending INR 2 lakh in the previous year) |
| Finance Charges | 3.4% per month (49.36% per annum) |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Late Payment Fee | For Outstanding Amount- Less than INR 500: NilFrom INR 501 to INR 5,000: INR 500From INR 5,001 to INR 10,000: INR 750Greater than INR 10,000: INR 1,200 |
| Over limit penalty | 2.5% of the over-limit amount minimum of up to INR 500 |
| Reward Redemption fee | No |
| Foreign currency transaction fee | 3.5% of the transaction value |
| Cheque return dishonour fee or reversal on auto-debit | 2% of the payment amount, i.e. subject to a minimum of INR 450 and a maximum of INR 1,507 |
Value Chart
| Details | Annual Spends (INR) | Cashback(INR) | Discount/Benefits (INR) |
| Spends on Flipkart | 36000 | 1800 | – |
| Spends on Myntra, 2GUD | 12000 | 600 | – |
| Preferred merchant spends | 66000 | 2640 | – |
| Other Spends | 60000 | 900 | – |
| Fuel Spends | 12000 | – | 120 |
| Dining Spends | 24000 | 360 | 4800 |
| Welcome Benefits | – | – | 1000 |
| Lounge Visit | – | – | 4000 |
| Annual Fee Waiver | – | – | 500 |
| Total Annual Spends | 2,10,000 | 6300 | 10,420 |
| Total Annual Benefits* | 16,720 | 8% |
